The holiday season is all about spreading joy—not stress over credit card bills! Whether you're shopping for family, friends, or that Secret Santa you totally forgot about, you can keep your wallet merry and bright with these clever Christmas shopping hacks.

This holiday season will bring fewer gifts this year. I have never been one for spending a ton of money on Christmas presents each year. Buying expensive toys or computer games just is not my thing. My husband and I both try and give gifts that are useful (and wanted), not something we would spend the money on ourselves and now that we’re empty-nesters, it’s more about experiences than things!

Most of the gifts that I truly treasure are gifts from the heart.  It doesn’t come from some big fancy jewelry store or Amazon, but something that was given to me that had some special meaning behind it. This week, I (Michele the Bargain Queen from SavingMoneyandMakingMoney.com) will help to inspire you to give an inexpensive gift from the heart this holiday season.

Baking soda (otherwise known as bicarbonate of soda) can be used for so many uses other than just baking. This week, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com) will let you know 22 different uses for baking soda that will save you a ton of money!

Each month of the year retailers put certain products on sale to help clear their inventory to make room for new inventory. In this week’s blog I, (@Michelethebargainqueen from savingmoneyandmakingmoney.com), will share with you what the best deals are for the month of September to help you save BIG money!

In Cents Sense # 459, I explained how to clean your shower head and faucets with white vinegar. Today, I (@Michelethebargainqueen of www.savingmoneyandmakingmoney.com) will give you an additional ten uses for white vinegar that you may not have heard that can save you a ton of money.

With a huge bottle of white vinegar only costing you a few dollars, it is a fantastic way to save money.

My grandparents lived through The Great Depression, my parents were born during it and grew up learning how to make something out of nothing and how to repurpose what they did own into something else. The saying “Use it up, wear it out, make it do or do without” was often heard passing through my grandparents’ lips. In this week’s blog, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com), will share twenty frugal tips from my grandparents.

Many times, we pay extra for things because it makes our lives easier. But do we really need to? Does it really save us that much time that we would rather pay for it? And how much is our time worth? In this week’s blog, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com), will show you 20+ items to stop buying to save money!

Want to save time and money on where to get the best savings on your kid’s Back-to-School supplies? In this week’s blog, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com), will show you where to find the best savings on your basic Back-to-School supplies!

Each month of the year retailers put certain products on sale to help clear their inventory to make room for new inventory. This week’s blog by @Michelethebargainqueen at www.savingmoneyandmakingmoney.com will share with you what are the best deals are out there to help save you money August 2022!

Want to learn how to get out of credit card debt, start saving money, and growing that money so that you’ll never have to live paycheck to paycheck again? In this week’s blog, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com), will show you the first few steps that I did to successfully get my credit card debt under control.

Do you love coffee as much as I do? Stop spending so much money on your morning habit. This week, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com) will share with you how I managed to save myself a crap load of money by making them at home.

Sometimes you need to spend money to make money. If you spend money on something that will help save you more money that what it costs, you need to jump on it.

This week I, (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com) will be talking about Amazon Prime and how you can benefit from subscribing, not just on Amazon Prime Day, but every day during the year.

Amazon Prime Day is fast approaching. This year it is July 12th and 13th, and already there are great deals that you can find if you are an Amazon Prime subscriber. Not an Amazon Prime Subscriber? Get a 30-day FREE trial here!

Each month of the year retailers put certain products on sale to help clear their inventory to make room for new inventory. This week’s blog by @Michelethebargainqueen at www.savingmoneyandmakingmoney.com will share with you what are the best deals are out there to help save you money July 2022!

35+ Best Foods to Freeze and for How Long — Saving Time and Money. Dairy — Meat — Fish — Soup — Vegetables — Fruit

Stop throwing things away when you can get money for items that are broken. Check out The 5 Best Ways to Make Cash with Your Broken Belongings. Turn Your Trash into Cash!

We all do it. We buy produce and have every bit of intention to use it, but something happens. Either we forget about it, it goes into the refrigerator crisper of doom, or we are just not storing it properly.

This week, Michele the Bargain Queen of Saving Money and Making Money will share how to store your produce properly so that it will not only last longer but will save you money by not throwing it away.

Michele the Bargain Queen’s blog post this week, talks about things that you should know BEFORE shopping at Costco. Check it out so that you can save money!

Prices are continually going up and looking on ways to save even a little bit, helps overall. Did you know, most Americans end up discarding 32% of their food before it can be eaten?!

Saving Money and Making Money will give you five more ideas on how to stop throwing your food away, which is throwing your money away, and put that money back into your pocket!

My parents and grandparents lived through the Recession and were great at using what they had and being creative using what they had. They were also so much better saving their money than those of us today.

My friends and I like to drink cheap, sweet wine. What do you do with all the bottles and corks? Throw them out? Why not reuse them?! Today I am going to share with you ten uses for wine corks that you might never have thought of doing!

Everyone loves the Dollar Tree Store! Where everything is a dollar…well, everything WAS a dollar. Now it is one dollar and twenty-five cents. Are items at the Dollar Tree still a good deal? Not an easy answer. Sometimes yes, sometimes no. It all depends on what you are buying and what the prices are in your area.

This blog will give you some ideas how to make sure that what you’re buying at the Dollar Tree is a good deal, how to save even more money while shopping there AND some things to keep in mind.