The holiday season is all about spreading joy—not stress over credit card bills! Whether you're shopping for family, friends, or that Secret Santa you totally forgot about, you can keep your wallet merry and bright with these clever Christmas shopping hacks.

Baking soda (otherwise known as bicarbonate of soda) can be used for so many uses other than just baking. This week, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com) will let you know 22 different uses for baking soda that will save you a ton of money!

Each month of the year retailers put certain products on sale to help clear their inventory to make room for new inventory. In this week’s blog I, (@Michelethebargainqueen from savingmoneyandmakingmoney.com), will share with you what the best deals are for the month of September to help you save BIG money!

In Cents Sense # 459, I explained how to clean your shower head and faucets with white vinegar. Today, I (@Michelethebargainqueen of www.savingmoneyandmakingmoney.com) will give you an additional ten uses for white vinegar that you may not have heard that can save you a ton of money.

With a huge bottle of white vinegar only costing you a few dollars, it is a fantastic way to save money.

My grandparents lived through The Great Depression, my parents were born during it and grew up learning how to make something out of nothing and how to repurpose what they did own into something else. The saying “Use it up, wear it out, make it do or do without” was often heard passing through my grandparents’ lips. In this week’s blog, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com), will share twenty frugal tips from my grandparents.

Many times, we pay extra for things because it makes our lives easier. But do we really need to? Does it really save us that much time that we would rather pay for it? And how much is our time worth? In this week’s blog, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com), will show you 20+ items to stop buying to save money!

Want to save time and money on where to get the best savings on your kid’s Back-to-School supplies? In this week’s blog, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com), will show you where to find the best savings on your basic Back-to-School supplies!

Each month of the year retailers put certain products on sale to help clear their inventory to make room for new inventory. This week’s blog by @Michelethebargainqueen at www.savingmoneyandmakingmoney.com will share with you what are the best deals are out there to help save you money August 2022!

Do you love coffee as much as I do? Stop spending so much money on your morning habit. This week, I (@Michelethebargainqueen from www.savingmoneyandmakingmoney.com) will share with you how I managed to save myself a crap load of money by making them at home.

Each month of the year retailers put certain products on sale to help clear their inventory to make room for new inventory. This week’s blog by @Michelethebargainqueen at www.savingmoneyandmakingmoney.com will share with you what are the best deals are out there to help save you money July 2022!

We all do it. We buy produce and have every bit of intention to use it, but something happens. Either we forget about it, it goes into the refrigerator crisper of doom, or we are just not storing it properly.

This week, Michele the Bargain Queen of Saving Money and Making Money will share how to store your produce properly so that it will not only last longer but will save you money by not throwing it away.

Everyone loves the Dollar Tree Store! Where everything is a dollar…well, everything WAS a dollar. Now it is one dollar and twenty-five cents. Are items at the Dollar Tree still a good deal? Not an easy answer. Sometimes yes, sometimes no. It all depends on what you are buying and what the prices are in your area.

This blog will give you some ideas how to make sure that what you’re buying at the Dollar Tree is a good deal, how to save even more money while shopping there AND some things to keep in mind.

Never pay full price for anything! And I mean ANYTHING!!! Get coupons, wait for the item to go on sale, or negotiate! Stop trying to keep up with the Jones. They live in a big house, drive a newer car and are probably in debt up to their eyebrows! Be smart like the Smiths, who live below their means, save their money, and live a frugal lifestyle!

Stop wasting your money! Stop giving your money away! This blog will show you 8 different ways to cut back on your budget and stop buying needless items.

This blog will show you how to save money on your huge grocery bill by planting a garden in your backyard or by utilizing window boxes and pots.

Prices are on the rise and with everything in the world going on, more and more people are living paycheck to paycheck. This blog from Saving Money and Making Money focuses on what is and is not an emergency fund, why you should have an emergency fund and how to start an emergency fund when you are already living paycheck to paycheck.

Never spend full price on clothes again. Different places to find clothes at lower costs and still be on trend! Saving Money Is Making Money!!

Are you in debt and not exactly sure what to do after you finally put a budget together? This blog will show you some smart money moves to get your credit card debt under control, buying a new vs used car, insurances and how to find FREE money with your 401K!

11 Car Saving Ideas that will help you put more money back in your pocket.